Which Insurance Companies Cover Addiction Rehab Services?

Which Insurance Companies Cover Addiction Rehab Services?Many insurance companies routinely reject as many claims as they can. While certain laws protect patients from discrimination based on addiction, and other laws mandate that employers provide rehab coverage, navigating insurance coverage for addiction recovery is extremely complicated. Phone counselors are available any time of day or night to help you understand your insurance coverage and treatment options.

The Costs and Benefits of Addiction Rehabilitation

Many employers, families and even insurance companies recognize the high value of comprehensive rehab services. The likelihood of long-term recovery is significantly increased when an addict receives inpatient treatment. This reduces a person’s risk of the following complications:

  • Overdose
  • Brain damage
  • Personal injury
  • Coma
  • Organ failure
  • Various cancers
  • Liability for accidents caused while driving while impaired

These problems can cost employers and their insurance companies much more money in the long run if they refuse to cover addiction treatment the first time around. Most employers realize that a clean and sober workforce is more productive than one with drug addicts, so the investment in the health of their staff pays big dividends. Most states require employers to allow patients the time necessary for addiction treatment. Some even offer company-supported aftercare.

But, even in those rare cases when insurance isn’t available, or it won’t fully cover necessary treatment, families are discovering that rehab is worth the investment. Without rehab the odds of an addict getting and staying clean are slim.

Is Addiction Rehabilitation Worth the Cost?

Quitting drugs or alcohol without professional help can be extremely difficult, because the disease has both physical and psychological components. Many people may endure detox to break the physical addiction, but they ignore the psychological aspect of addiction, which greatly contributes to relapse. Most intoxicating substances replace natural chemicals in the brain. When an addict stops taking a substance her body will react harshly with withdrawal symptoms. The best rehab programs can relieve many of the worst withdrawal symptoms as they help the addict through detox.

But, rehab facilities also offer comprehensive psychological rehab with the treatment plan. Psychological addiction can take months or even years to overcome. The extended time and focused attention offered by inpatient treatment gives people time to learn, grow and heal in a comfortable and nurturing environment.

Help with Insurance for Rehabilitation

Our counselors are standing by and are ready to help you navigate your options for treatment. We will even call your insurance company for you and confirm the exact coverage you can receive. We can connect you with the best rehab program for your specific needs. Make sure that you get the help you need, and the help that you deserve. Call our 24 hour, toll-free helpline now for instant, professional support.